Products

Products Built for Diverse Markets and Real Financial Needs

We build financial products that meet people where they are. Whether it's Islamic finance for Muslim-majority markets, digital wallets for the underbanked, or flexible BNPL at checkout, our solutions are locally relevant and globally proven—helping millions access the financial services they need.

Products built for diverse markets

Friendly

User experience

5 min

time-to-money

90%+

AI processing

The Right Financial Tool for Every Need

Whether it's a purchase today or a goal for tomorrow, our range of products meets people where they are. We offer accessible solutions that fit different needs, beliefs, and financial journeys.

Seamless integration

Embedded finance

A seamless integration of consumer financing services into non-financial platforms, applications, or ecosystems, resulting in a much smoother user experience.

Digital Wallet

Credit Line

A next-generation digital wallet with an integrated spending balance, enabling seamless access to allocated amounts and supporting multiple transaction types.

Flexible Payment

Buy Now, Pay Later (BNPL)

A smart payment solution that allows customers to split purchases into scheduled installments directly at checkout.

Asset-Based Financing

Sharia-compliant Financing

An asset-based financing solution structured around clearly defined purchase terms and scheduled repayments, in line with Sharia principles.

Structured repayment

Personal consumer financing

A one-time allocated amount provided for specific or planned expenses, with structured repayment over an agreed period.

Brands

Malaysia
Malaysia
India
Indonesia