October 20, 2025, Singapore. Fingular, a global fintech holding headquartered in Singapore, has been named “Best Neobank Singapore” by World Business Outlook Awards 2025. This is the second time this year that Fingular has earned such recognition, reaffirming its role as one of the most innovative and impactful players in the digital banking sector.
Founded in Singapore in 2021, Fingular has rapidly expanded across Asia, delivering inclusive and technology-driven financial solutions. Its consumer financing products are available in Indonesia, Malaysia, and India. In Malaysia, the company operates its BNPL offering under the AhaPay brand, while in other markets it collaborates with telecom operators, insurance providers, and global digital platforms such as InDrive.
Fingular’s technology infrastructure is designed for scalability and rapid market entry. Its modular tech stack enables approximately 70% code reuse and an additional 20% configurable without further programming, facilitating deployment in new markets within three months.
Maxim Chernuschenko, CEO of Fingular, said: “We are proud to once again be recognized as Singapore’s leading neobank. Receiving this award from World Business Outlook underscores the strength of our team and our technology, as well as our mission to provide inclusive financial services for underserved communities across Asia. This acknowledgment motivates us to continue innovating and scaling responsibly.”
“Winning this distinction is a testament to Fingular’s growth trajectory and its focus on impact. Our priority remains the same — to expand quickly while creating long-term value for customers, partners, and societies where we operate. Innovation and customer centricity will guide every step forward.” — added Fingular strategic backer Vadim Gurinov, Cypriot investor and entrepreneur.
World Business Outlook Awards is a prestigious event that recognizes industry excellence, exceptional leadership, outstanding success strategies, and global presence. Well experienced and dedicated editorial team and non-biased jury members assess all the nominees and declare the most deserving winner of each title.
About Fingular
Fingular is a global independent fintech holding headquartered in Singapore, established in October 2021. The company manages a diverse portfolio of fintech products, operating under its own brand or in collaboration with trusted local partners. Fingular currently operates in multiple markets, including Indonesia, Malaysia, India. The company offers fully digital financial products — including consumer financing, investment and savings products — tailored to meet local needs and cultural specifics.
Backed by an international team of experienced professionals across IT, product development, finance, and cybersecurity, Fingular is capable of launching operations in new markets within three months, thanks to its innovative approach and technological infrastructure.
Fingular was founded by serial entrepreneur Maxim Chernushchenko in partnership with Cypriot investor Vadim Gurinov.
The company’s mission is to build a full-service neo-bank that promotes financial inclusion across Asia and the Middle East, while ensuring seamless and user-friendly customer experience in the digital finance space.
Press Office Fingular pr@fingular.com